Author: Sophia

If financial resolutions are intentions — “I want to save more money this year” — then financial goals are a more specific aim — “I plan to cut discretionary spending
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There are several options for paying off debt, and that can sometimes feel overwhelming. You might be thinking about a DIY strategy combined with budgeting and side hustles to increase
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For many people, living a debt-free life is a goal that equates to financial freedom and thriving, not just surviving. All forms of debt, be it student loans, car loans,
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Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. Today’s first Money Question: Personal finance Nerd Tommy Tindall joins Sean Pyles and Liz Weston to discuss
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Find that you’re just not making progress on your debt, no matter how hard you try? If that’s the case, it could be time to consider your options for debt
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When the money you’ve got just won’t go far enough, you need to know how to strategically pay some bills — and minimize the fallout from not paying them all.
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Individual retirement accounts or IRAs are important tools that help you save and invest for retirement. Unlike 401(k)s, which are largely accessed through workplace programs, IRAs are open to virtually
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While the traditional IRA and the Roth IRA both offer tax incentives for saving for retirement and early withdrawals under certain circumstances, each is governed by a distinct set of
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An IRA is one of the most common retirement savings accounts, and when opening one, you’ll need to choose between two main types: Roth or traditional. Roth vs. traditional: How
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